BARIQ System
Digital Borrower Portal
Financing Applications & Management
Apply for financing, track applications, manage accounts and repayments — all in one portal that is transparent, simple and secure for borrowers.
For Borrowers Like You
Individuals & Sole Proprietors
Small & Medium Enterprises
Cooperatives & Associations
Companies & Corporate Bodies
Digital Financing for Borrowers — Simple, Transparent & Secure
BARIQ System is the official borrower portal for accessing your institution's financing products — from browsing products and applying, to managing your account after approval.
Simple
Apply for financing online
without queueing
Transparent
Application and account status
always available to check
Secure
Data protected with
login and email verification
Our Mission
BARIQ System is built for individual borrowers, SMEs, cooperatives and organisations that want to apply for and manage financing online — without excessive paperwork.
We make sure every step — application, document review, approval and repayment — is clearly traceable, so you always know the status of your financing.
Still Relying on Counters and Phone Calls?
Hard to track status, documents go missing, and there is no single place to check your financing account.
Manage Your Financing from the BARIQ System
Register a borrower account, submit a financing application, upload documents and monitor your account — all online, anytime.
Everything a Borrower Needs
From your first application to your instalment payments — full control in your hands.
Track Your Application
See your financing application status at every stage — from submission to approval.
Real-Time Updates
Get notified when documents are reviewed, an application is approved, or a payment is due.
One Borrower Portal
Financing products, applications, active accounts and appointments — all in one place.
Accounts & Repayments
Check instalment schedules, statements and payment records for approved financing.
What You Can Do on BARIQ System Portal
A simple borrower journey — from choosing a product to managing an active financing account.
Browse Financing Products
Explore the products your institution offers — terms, eligibility and the documents required.
Apply & Upload Documents
Complete the application, finish KYC and upload supporting documents straight from the portal.
Track Application Status
Monitor review progress, approval decisions and any follow-up actions required.
Manage Your Financing Account
Once approved, access your payment schedule, statements and financing account details.
Ready to Submit a Financing Application?
Create a free borrower account, complete your KYC profile, and start applying for financing through institutions registered on BARIQ System.
Have a question? Email us at support@credix.my